2026 – DR. TOM GROOMS (Henley Ph.D.) … Invest in Expertise

2026
Thoughts of author Tom Grooms

It’s 2026 and the world is entirely different, more so than any other time in history. I am suggesting for my loyal readers in this coming year to make a change in thinking, a change in lifestyle, and a change in the way you handle your money.

Everyone wants to know their future. But no one knows it, because we all determine our own future. Each one of us is the manager of our fate … not the world.

This year will continue to hold the following truths:

No Stock Market Crash will occur except to benefit those few with lots of cash to buy what is sold under false pretense while telling you everything is going to crash so you should panic now and sell all your investments before it’s too late. The stock market will continue to be a gambling computer game with no relationship to the real world of business profit and loss, or cost and regret.

Whether it’s stocks or your home, someone is out there looking over your shoulder to buy what you have for 0.10 cents on the dollar. It’s all a game and you can stop it.

No Recession and No Depression because America has the third largest population of any country in the world which means commerce will continue non-ceasing. You will be either making money or losing money … especially if you have your own business.

America will not collapse any more than China, Russia or Japan. Most of the countries in the entire world are in the same poor condition because of bad management. There are a few exceptions you wouldn’t believe, even if I told you who they were.

You cannot survive 2026 borrowing money or paying for a mortgage. The problem is the few Americans in financial trouble helping to create the exaggerated panic headlines on YouTube Blogs are bad managers and bad stewards of their money trying to live beyond the financial principles of success.

America is the third largest country in the world. This will change if China incorporates Taiwan unification into China before America incorporates let’s say Greenland, Puerto Rico, possibly some of Canada or another territory as new state.

No World War … yet. America will not prevent Taiwan unification and cause a world war. Taiwan is not the problem … the problem and danger of a world war will come from the Ukraine due to outside European influence to try and save its self as the European Heads-of-State are trying to keep their job.

Declaration of World War III was declared on Tuesday 2 August 2022; the day Pelosi’s Washington diplomatic delegation and contingent paramilitary force landed in Taiwan (Eye on China, Grooms 2022). Now it’s Europe’s turn for self-destruction.

The national debt is not important and has never been relevant as its false accounting will disappear with the developing virtual currency. The Congressional debt ceiling will hopefully cease to exist and vanish as it is worthless and only benefits a few politicians to get new committee appointments and re-elected by the assumptions of an uneducated constituency.

The USD dollar not being the world currency is the best thing that has happened to America since 1913 with the invention of the Fed. The discharge of all Fed stockholders and Fed being re-acquired by the Department of Treasury would benefit 99% of Americans and remove immediately 99% of our financial problems.
(The future AI Artificial-Intelligence Society will be published in my coming book … “Rule of 5”).

Nothing is going to change … not significantly. Here is what to do:

Sell no investments and hold onto all your cash. The exception is your home if you have a mortgage. If you are living in financial trouble waters, consider this.

This will make interest rates irrelevant in your life and support making stronger the American economy. It is no disgrace to sell your home, remove having a mortgage and re-budget your income. I have done it in the past, 2008-2013 while facing bankruptcy because my job disappeared leaving no income.

Others I advised to do this; the wives and children weren’t happy leaving a beautiful home to an apartment. Within 5-years all turned around, the family income was restored, a larger more beautiful home was acquired with a small mortgage providing a higher standard of living, but without the financial hardship.

In every period of hardship in the past, families have temporarily lived together under one roof to start all over again throughout history. You do what you have to do in the short-term for the betterment of the long-term.

At first glance, you think there is no way this is ever going to happen. The sole purpose is to give yourself temporary financial relief and breathing room while having no mortgage payment and relieving yourself of all debt.

Americans can survive very nicely again. They have in the past. It used to be without depending on all the trappings of the Fed which has its allegiance to the 1% and not America or Americans.

The ludicrous fallacy of a 2% growth rate by the Fed is not reasonable or possible. The whole idea is ignorant.

The capitals of countries worldwide today are under bad management so nothing will change. Good people can’t run for office because they don’t have the money to fight off the controlled media which keep the haves in and the same re-elected.

The politically prejudice and haters will quietly fall to the wayside and won’t change a thing because disagreement will happen anyway as their attempts will be met with greater force beginning this year.

This applies internally in America to certain people, organizations and religions who are America’s sworn enemies. New laws will be needed to give law enforcement, our intelligence agency, intelligence services, and military intelligence the jurisdiction and legal authority of what needs to be done.

As I See It …

2026 will see a great revival of Patriotism and believers in founding principles of Christianity.

The greatest enemy of 95% of Americans falls in the following order: mortgages, personal debt, taxes, lack of cash in savings, financial sustainability, dependency on government and personal loans. The less you have of either the better off you are.

The benefit of these changes is independence, better finances, physical and mental health. No one and no family needs added financial stress.

American manufacturing will return to producing quality products again in lieu of cost cutting to distribute American made junk like thinner toilet paper where you have to use half-a-roll and dental floss that breaks before you use it. The bought-returns of poorly made American-made products is the highest in our history.

American virtues will start a major resurrection to totally defeating her major enemies and threats from foreign influences first internally.

Greater open boarders, dual citizenship and manufacturing between Canada and America. A Canadian-American partnership in national security and military cooperation improves.

Then moving externally as America encloses and silently rebuilds its intelligence agency and services, military redeployment to Latin and South America from foreign posts letting our intelligence agency do the job for which it was created.

All the while establishing military bases in each and every Latin and South America country with mission critical to remove all foreign enemy influences, starting with Mexico, Cuba, Venezuela, Columbia and Panama Canal. This coveted international law Monroe Doctrine legal document and precedent gives jurisdiction, governance and military sovereignty to America and the human rights responsibility to support the standard of living of all Latin and South America citizens. (International Business Law for The 21st Century Executive, TGrooms J.D., 1991).

America focusing on our interests in the western hemisphere instead of over-seas political headlines would better serve American interests in strategic minerals and resources, diplomatic relations, stronger currencies, people-to-people relationships, intelligence gathering and military cooperation. This would possibly help raise the standard of living and lift many out of poverty in the western hemisphere including poverty in America.

If China, Russia and Iran were to unite militarily against America in the Caribbean, this would be a home advantage for America and major distraction of China, Russia and Iran from the Ukraine, Taiwan and the Middle East. America has been the hope of the world for many years now disavowed and in disfavor worldwide and rightly so to no one’s benefit.

America’s return to isolationism is the best thing to happen for America since 1913 when the Fed starting ruling the country instead of Congress. It’s time for major change to rebuild the moral strength and virtues of America while deposing those known Americans who are America’s enemies and the high-profile list is short.

Who knows, America might end up feeding, clothing and providing permanent shelter for our homeless and taking better care of our veterans as well as our responsibility to providing for our family in the western hemisphere.

Welcome to 2026.

Caveat
This article is based upon extensive reading, research and experience.

The thoughts are the sole opinion of the author and non-advisory and nonpolitical. The written content is based on experience, opinions, and ideas and research of the author. The author is not engaged in rendering advice. Quotation of passages for purposes of academic research, academic papers, criticism, education, review, and teaching are permitted with proper acknowledgment of the author. All rights reserved.

Source …
Quotable Tom (Grooms 2025)

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The Future AI Artificial-Intelligence Society will be published in my coming book … “Rule of 5”.