Texas School Real Property Tax on Homesteads
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Caveat
This article may be hazardous to your wealth.
Texas Tax Money Loop
30 May 2025 | Austin, Texas | Texas state lawmakers signed a property tax relief package that will raise the homestead exemption by 40% and zero-out property tax bills for some Texas Seniors to $200,000.
Senate Bill 4 will raise the homestead exemption from $100,000 to $140,000. Tax bill SB 23 would raise exemptions for disabled Texans and those over the age 65 from $10,000 to $60,000.
Coupled with SB 4 and SB 23 raises the homestead exemption for Texas Seniors to $200,000. HB 9 will raise the exemption for business personal property to $125,000.
Texas passage of Senate Bill 4, Senate Bill 23, House Bill 9, Senate Joint Resolution 2, Senate Joint Resolution 85, and House Joint Resolution 1, if approved by voters this November will deliver some property tax relief.
None of this gets to the heart of the problem, no School Tax on real property. It’s like a doctor treating systems and not a cure.
Due to rising inflation and/or out-of-control financial budget requests by Independent School Districts across the country, especially in Texas more so than any other state, homesteads are under siege. County Appraisal Districts have created threatening cost burdens, forfeitures, foreclosures, and bankruptcies on 90% of American homeowners.
Texas has the 2nd highest property tax below New York and above California due to the school tax on real property. State school taxes should have remained on the state sales tax rolls to protect property rights and prevent disequilibrium in the overall economy.
In Texas at this time, there are over 4.2 million homes in unfiled bankruptcy status mostly because of the excessive second highest property taxes in the country due to the extra layer of taxes on real property to finance the Texas public schools. It is this tax sponsored by Texas Democrats and a few Republicans that have jeopardized the lives of young adults under 50 and their families.
Many Texans losing their home are single-person homeowners. They have no second income to fall back on or savings.
The ISD Independent School Districts bond elections have no intention of paying down the debt and interest which is required by law. This exhibits the elements of a Ponzi scheme.
Property taxes cannot legally rise in cost at the same time the price of homes decline. This is tantamount to fraud.
It’s at the point in Texas and maybe in some other states when you have to weigh the benefits, effectiveness, and question the value of education compared to its cost. State governments will hopefully weigh a cost-benefit analysis of public schools and the public education system with school revenue which is responsible for educating approximately 80% of all students, excluding the approximal 20% in private schools.
It’s important for you to understand what I’m talking about. The reason is the acquisition of a home is the single largest purchase for 95% of Americans during their lifetime.
Sixteenth Amendment to the Federal Constitution Declares Property Tax Illegal
In Texas, Article 8 Section 1-e statutory law declares property tax illegal … ”No State ad valorem taxes shall be levied upon any property within this State”. The Texas Supreme Court ruled taxes used to fund schools have effectively become a statewide property tax in violation of Article VIII, Section 1-e of the Texas Constitution.
Taxes are debt of the worse kind. The Texas school tax acts in violation of state statute as reported by some lawyers.
County Appraisal Districts in Texas and all across the country work for the School Boards in overvaluing real property to raise money for school district Superintendent budgets.
Grayson County College Property Tax on Homesteads
The Grayson County College property tax on the residents of Grayson County is a type of special tax confiscation. The separate Grayson County College Retirement System acts as a discriminatory entity in the state education system.
It is illegal for Junior or Community Colleges to tax homesteads by Texas state statute.
Re-Distribution of Wealth in Texas Schools
Texas state Legislature sets aside large amounts of revenue taken from the rich school districts and claims the revenue is distributed to the poor school districts throughout the state called Recapture. When the revenue never reaches the poor school districts, the Texas school tax in essence destroys families, public schools, quality of education, and in many cases ends up in the state general fund.
Texas Property Tax Relief Passage
https://gov.texas.gov/news/post/governor-abbott-lieutenant-governor-patrick-speaker-burrows-laud-property-tax-relief-passage
Texas Property Tax Scam Exposed
https://www.youtube.com/watch?v=rqb74pCVo64 (48:20 min)
The confiscatory activities of County Appraisal Districts work in collusion with the County School Boards.
Political votes are secured by state politicians increasing Homestead Exemptions or Lowering the Property Tax Rate, while the County Appraisal Districts overvalue the Homestead which is tantamount to a wash and fraud.
Freeze the tax rate and increase the property valuations or freeze the property valuations and increase the tax rate. It comes out all the same.
Texas Section 6.05 (i) statutory law reads: The plan may not include a standard or timeline that prevents the chief appraiser from appraising property as necessary to comply with the requirements of Section 23.01 (a). This means all property taxes in the state of Texas without restriction to population, the more away from market value you move the less accurate the value and taxation.
In Texas 80% of all students attend public schools. Of the total generated tax revenue in Texas 50% goes to fund public education.
As a former teacher, no teaching starting pay should be less than $60,000. This would change the whole idea of teaching into a profession.
No school boards should be allowed to exist anywhere in America. It’s like asking a homeless person for a medical cure.
All schools should be run by the local schools. Bad laws don’t make for good education and bad pay doesn’t make for good teachers … it’s not a perfect anything.
Whatever we do, it’s never complete, correct, or perfect. But it is worth trying because we can do better than this.
In my opinion, the base-core problems of education in America should be solved by two resolutions …
No.1 A federal statue making School Boards illegal in America.
No.2 A federal statute mandating that all public-school funding in America can be only state sales tax generated.
The BIG Problem
The Big problem is not so much the property tax … it’s the School Tax on homesteads and businesses.