Parabolic Mortgage Rates – Buy Sell Stay

Parabolic Mortgage Rates – Buy Sell Stay Thoughts of author Tom Grooms Professor of Undergraduate, Graduate, Doctoral Economics Americans benefited from 2.9%-3.35% mortgage rates after the 2008 financial crash of the American economy. From 2008-2010, this started a cash parabolic movement of home mortgages hoping for a temporary pause in the fall of all financial […]

Continue reading

Senior Squeeze Social Security Antiquated Finance

Senior Squeeze Social Security Antiquated Finance Thoughts of author Tom Grooms It’s been sleeting and snowing outside and you’re either inside warm, cozy and financially comfortable or you can’t figure out what to do in times like the present. If that’s the case then those of you in a bad situation or circumstance will benefit […]

Continue reading

2026

2026 Thoughts of author Tom Grooms It’s 2026 and the world is entirely different, more so than any other time in history. I am suggesting for my loyal readers in this coming year to make a change in thinking, a change in lifestyle, and a change in the way you handle your money. Everyone wants […]

Continue reading

Erosion of Survival Part 2 … Ukraine Flint of World War

Erosion of Survival Part 2 … Ukraine Flint of World War Thoughts of Geopolitical Forecaster Tom Grooms What better place today to start a world war than the in Ukraine. It has all the necessary markings of every conceivable element of deceit, treachery and distrust between its people and government, between small business capitalists and […]

Continue reading

Erosion of Survival Part 1 … Rhetoric or War

Erosion of Survival Part 1 … Rhetoric or War Thoughts of Geopolitical Forecaster Tom Grooms History is repeating itself at this very moment. Again and again, time passes from peace to corruption and country economic disturbances to war. Knowingly from the study of history, this power cycle keeps happening. It repeats because those who hold […]

Continue reading

The Reason Small Businesses Go Broke Before They Start

The Reason Small Businesses Go Broke Before They Start You can have a brilliant idea for a new product or service, write the perfect business plan, establish an exceptional line of credit, find the perfect location for your startup business, set up secure supply lines, hire the top employees in the industry, and still be […]

Continue reading

First-Time Home Buyer or Next-Time Home Owner

First-Time Home Buyer or Next-Time Home Owner Before buying your home, you probably might want to ask a lot of questions. There is a lot to consider. There’s something special about having your own home, but nothing more exciting than your first. Today, as a first-time home buyer or next-time home owner, you will more […]

Continue reading

We Are Hiring

Come Work for Me How far can you be beat down before there is nothing left …? If you are beaten down into failure, come work for me. If you are desperate, come work for me. If you have no hope, come work for me. If you are unemployed, come work for me. If you […]

Continue reading

3I Atlas

3I Atlas Copyright © 2025 Prof. Dr. Dr. Dr. Tom Grooms The Father of Market Intelligence … The Master of the Family Business … World Classic Author of Distinguished Literature TomGrooms.com: This article is the sole opinion of the author and nonadvisory and nonpolitical. The written content is based on research and contains opinions and […]

Continue reading